No, Credit Union 1 uses its own lending criteria for making personalized loan decisions for our unique Alaskan members. However, SavvyMoney Credit Score can help you manage your credit so when it comes time to borrow for a big-ticket purchase -- like buying a home, car or paying for college -- you have a clear picture of your credit health and can qualify for the lowest possible interest rate. You’ll also see offers on how you can save money on your new and existing loans with Credit Union 1.