1. Member Knowledge Base
  2. Debit and Credit Cards

What is eGuard?

eGuard is a free benefit that you are automatically enrolled in as a CU1 Mastercard user. This service utilizes sophisticated fraud detection methods to allow you to enjoy uninterrupted online shopping experience.

Rather than requiring cardholder verification for all online transactions processed, you will only be declined or asked to authenticate your card when shopping activity is suspicious. If asked to authenticate, you’ll receive a phone call or simple authentication code via text message.