Is the Credit Score service an actual credit report?

No. SavvyMoney shows your VantageScore credit score, which ranges from 300 to 850, along with key factors from your credit report that impact your score. It doesn’t include an actual credit report (a detailed report of credit history). However, Credit Union 1 is always happy to meet with you one-on-one to review your credit report and discuss strategies for raising your score.